Benefits of a Youth Savings Account Establish primary membership in your child's name Earn above-average dividends No monthly service fee Link to another account for easy, automatic savings FREE online banking FREE e-statements Low $5 minimum deposit to open Save while supporting our work to build stronger communities! *Product availability may vary by location. How to Apply Existing Members Existing members can apply for Youth Savings Accounts by visiting one of our branches or by mailing in a printed application New Members Not a member yet? No problem. Visit our "Join Us" page to learn about eligibility and how to join Self-Help Federal Credit Union.